On September 7th Equifax had a major security breach that potentially compromised 143 million consumer’s personal information. The information accessed includes names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. In addition, credit card numbers for approximately 209,000 U.S. consumers, and certain dispute documents with personal identifying information for approximately 182,000 U.S. consumers, were accessed.
As you start thinking about Christmas shopping, are you worried about your personal information being stolen? Most Americans are concerned yet many take no preventive action. Through frequent credit monitorization, not only do you lower your risk of identity theft, but you’re also able to know where your credit stands at all times. This can be especially helpful if you’re seeking to raise it before applying for a loan or line of credit. By knowing your credit standing before applying, you’re not only more likely to get approved but some banks will even give you a lower interest rate if you have a high enough score.
Every year Black Friday lures us from our warm, turkey-smelling homes and out into the freezing, early morning air, all for the promise of sweet deals. It’s no surprise that huge corporations have already beefed up their security, physical and digital, as hackers worldwide are infamous for stealing the information of millions of Americans during the holiday season. To make your Black Friday shopping a success, follow these tips on how to get the deals, the safe way.