CIC, the nation’s leading provider of resident screening solutions, is pleased to announce participation at this year’s National Apartment Association (NAA) Education Conference & Exposition, which will be held at the Colorado Convention Center in Denver, June 18-21.
The consumer reporting industry, despite what critics, media and the general population may believe, is a highly regulated business. Although this article should not be perceived as legal advice and is certainly not a comprehensive list of new legislation, we will do our best to highlight bills, ordinances and mandates across the U.S. that have recently come to our attention.
If reading a study guide and passing a 30 question test could save you thousands of dollars in potential lawsuits and legal fees, you and your staff would all do it, right?
When someone mentions the FTC, the EEOC, and the FCRA in the same sentence, it may sound like a ladle of alphabet soup. What’s really being served up is a new joint publication by the Federal Trade Commission and the Equal Employment Opportunity Commission that talks about how the Fair Credit Reporting Act and the mandate to comply with anti-discrimination laws intersect when employers use background checks in personnel decisions.
The two bills pending in Washington State legislature reported over the last couple weeks did not make it to the floor by the required timeline and time is running out for them, it is crucial to continue the pressure on the State legislature as some senators are pursuing options to overcome the opposition by our allies.
Update: On Feb. 27th the bills did not make it out of the Senate Financial Institutions, Housing, and Insurance Committee. The bills are therefore (likely) dead.
The Problem: There have been reports of some consumers who have experienced delays in obtaining rental housing due to the costs associated with consumer reports obtained by property managers and landlords to qualify the consumer’s tenancy. The state of Washington’s Residential Landlord-Tenant Act (RLTA), which regulates the relationship between landlords and tenants, acknowledges that screening reports are an important part of this relationship. Further, the Washington State Legislature has “…found and declares comprehensive tenant screening reports are a necessary and fair solution for both applicants and landlords”. Despite the importance of these documents to all parties, legislation now pending in the Washington state legislature (H.B. 2537)) would both lower accuracy and increase the potential for fraud in these documents, exposing both landlords and the prospective tenants to incorrect housing decisions.
As Americans go throughout their day, filling up gas tanks, shopping online and visiting the grocery store, a trail of information is left behind – names, dates of birth, credit card numbers, addresses, online login names and passwords.